Mississippi criminal law prohibits making false statements to obtain a credit card. Mississippi Code Section 97-19-11 makes it illegal to “directly or indirectly” makes a “false statement in writing with intent that it be relied upon with respect to his identity or that of any other person, firm or corporation.”
In Mississippi, providing false information to obtain a credit card is a misdemeanor. If convicted of this crime, a person is facing a sentence of six (6) months in jail and a fine of $1,000.00.
Mississippi limits this statute to false statements regarding identity. This law was obviously enacted in response to the related crime of identity theft. Other statements one might falsify on a credit card application, such as income, do not fall under this statute. However, lying about such other matters to obtain a credit card may be illegal under other state and federal criminal statutes.
There are defenses to the charge of making false statements to obtain credit cards in Mississippi. If you have been arrested for this crime or other fraud-related offenses, please contact Jackson, Mississippi criminal defense lawyer Curt Crowley at 601.944.1984 to discuss your case. As always, there is no cost for an initial consultation.